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WELCOME! You have come to the right place. All Real Estate Agents are not a like...do you need local real estate advice? Call me: 203-313-2364.
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

Remember: As a Ridgefield, New Fairfield and Redding area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Real Estate Trivia
Q 
What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Polly O'Brien, REALTORŪ, real estate agent and broker for Ridgefield, New Fairfield and Redding, Connecticut home listings, property and land for sale

Polly O'Brien
Keller Williams Realty

404 Main Street
Ridgefield, CT 06877
203-313-2364
Fax: 203-431-3510
pollyobrien@BestImageAgent.com
polly@pollyobrien.com

Polly understands that it takes time to find the right agent to list your home or to buy a new home. Enjoy this website to educate yourself about real estate in Connecticut. Allow Polly to prove to you that she is the right agent for you.

CDPE Equal Housing MLS REALTOR


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